Manalis Insurance Group understands the confusion that some people have when obtaining auto insurance. This can be especially true for first time buyers. Being sure that you are adequately covered with auto insurance helps give you peace of mind as well as saving you money. You can save on auto insurance by using a few simple tips.
Manalis Insurance Group offers the following tips:
- State Approved Defensive Driving Class – These not only help people under the age of 21 to qualify for a discount but anyone that participates in a state approved defensive training course. Let’s face it everyone can benefit from one of these classes with today’s hectic pace. Safe drivers with good driving records can get as high as a 60% discount on their auto insurance versus those at fault drivers.
- Check for Discounts – One such discount is the Student discount. For example students that maintain a B average or those that attend school away from home and drive less may qualify for a discount. People that car pool may also qualify for an auto insurance discount because of putting less miles on their vehicle.
- Purchasing a Safe Car – When deciding on the car that you wish to purchase looking at what is included in the safety aspect can save you money. First look at what safety features the car has available. For example items such as anti-lock brakes, automatic seat belts and more. Next look at the cost of repairs that may be needed. Check manufacturer recalls any past problems such as wrecks or reports from crash test helps you to make a decision.
- Get Rid of Unneeded Coverage – With older cars that have little cash value and no money owing on them can carry less coverage. You can decrease your insurance payment by not carrying “collision” or “comprehensive” coverage which is more expensive. These pay for damage to your vehicle.
- Increase Deductible – By increasing what you pay out of pocket before your policy kicks in can save you money. This is especially true when looked at for several months.
- One Company for Car & Home – Discounts are often offered for people who choose one insurance company for all their vehicles and home. This makes you an even more valuable customer and one that the company wants to keep. This means that they will work with you to help you save money.
The Manalis Insurance Group knows the importance of helping you save your hard earned dollars, contact them today at Contact Us or call (704) 243-8272.